The delay which many ex-prisoners face before receiving welfare benefits on release from prison is one of the many areas for improvement in the prison system identified by Sir David Ramsbotham’s riveting “Prisongate: The Shocking State of Britain’s Prisons and the Need for Visionary Change“.
Sir David discovered that many prisoners can only apply for benefits after release from prison. Many ex-prisoners therefore face delays before receiving their benefits at a time when they’re already facing the challenge of re-acclimatising to life outside prison.
The government could address this problem by issuing a benefit card to prisoners on their release from prison. The ex-prisoner would receive welfare benefits for a given period of time via the card. Importantly, the card would be ready immediately on the prisoner’s release.
As mentioned in the Just & Reasonable™ blog post on February 3rd, 2010, it would not be possible to withdraw cash from the card or go overdrawn and the card would be non-transferable (i.e. it could only be used by the ex-prisoner). It would be illegal for retailers to allow users of the card to pay for products like alcohol and cigarettes – in much the same way that it’s illegal for retailers to sell alcohol to children. In this way, users of the card would be encouraged to spend state benefits on the things for which they’re intended.
The card would also make it much harder to spend state benefits on illegal drugs because few street drug dealers are set up to accept plastic. In this way, the card would help to reduce the current outrageous redistribution of wealth from hard-working taxpayers to illegal drug dealers via the benefits system.
Those of a more liberal persuasion may say that it’s bad for someone’s self-esteem to have to use a card which identifies them as an ex-prisoner. But is this any worse than any stigma already attached to a prison sentence or a community sentence?
On the contrary, the card might help to improve self-esteem by discouraging spending on addictive substances like alcohol, cigarettes and illegal drugs. Indeed, the card could be a helpful reinforcement to addiction treatment programmes on release from prison.
In small ways, the card could also help to improve financial literacy. For example, managing the account and calculating how much money remains available on the card. Improved financial literacy could also help to build self-esteem.
One day we might consider extending this use of card technology to the whole cash benefits system. In the same way that chip and pin cards helped to reduce the level of credit card crime, this card system could help to reduce benefit fraud, for example by a combination of chip and pin technology and having a photograph of the holder on the card.
If you think any of this sounds like a good idea, please let me know by posting a comment (just click on the blue comments below). Any improvements on the idea will also be gratefully received. If there’s enough of a positive response, I’ll be encouraged to write to the Ministry of Justice about the idea.